Earn More
more than 11X the national rate✱
Save on Taxes
potentially keep more earnings, after tax
Low Risk
US Treasuries are widely considered to be the closest thing to a risk-free return
No Hassle
no minimum time commitment, no management fees through June 2024
compare
I want to earn more on $25,000
Investment | Annual percentage yield | Estimated annual earnings |
---|---|---|
Harvest Treasuries | 5.24% APY | $1,310.00 |
High yield savings account Wealthfront Cash | 4.8% APY✱ | $1,200.00 |
High yield savings account Apple Card Savings Account | 4.15% APY✱ | $1,037.50 |
Traditional savings account Chase Savings Account | 0.01% APY✱ | $2.50 |
superpowers for your savings
Earn more
Your cash deserves higher yields. Harvest Treasuries earns a higher rate than most money market funds and high yield savings accounts.
Safe and secure
Your investment is SIPC-protected up to $500,000. US Treasuries are widely considered to be the lowest-risk place to hold cash as these securities are fully backed by the U.S. government.
No strings attached
No sneaky requirements like recurring deposits or compulsory investment periods. Withdraw without penalty at any time, and get your cash back in around 3 - 4 days.
You enjoy the tax benefits, not your fund manager
You own the assets, unlike when you invest in a commingled money-market fund. That means 100% of the after-tax returns go to you – not the bank.
no state tax on income
Harvest Treasuries does not incur US state and local income tax. Depending on where you live and your tax situation, a high-yield savings account would need as high as 6.83% APY to have the same after-tax return as Harvest Treasuries.
I'm from
Investment | Pre-tax earnings on $25K | Post-tax earnings on $25K for the highest tax bracket |
---|---|---|
Harvest Treasuries - 5.24% APY | $1,310 | $659 |
High Yield Savings - 4.5% APY | $1,125 | $566 |
don’t stop at cash
Your savings have a home at Arta, and so does the rest of your financial life. By joining Arta, you’ll automatically gain access to top-tier alternative investments like private equity, real estate, private credit, and venture capital, as well as intelligent ways to invest in public markets.
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